Business Finance Terms, Explained Simply.

Learn more about common financial terms here.
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What is a Cash Flow Forecast?

A cash flow forecast projects when cash will enter and leave the business over a future period, giving management a....

What is the Cash Conversion Cycle?

Cash conversion cycle measures how long it takes for a dollar invested in the business’s operations to return as collected....

What is Capital Planning?

Capital planning is the process of identifying, prioritising, and financing the significant investments a business needs to make in assets,....

What is Burn Rate?

Burn rate is the pace at which a business consumes cash, typically expressed as a monthly figure, and it determines....

What is Budgeting and Forecasting?

Budgeting sets the financial plan for the year ahead; forecasting updates that plan as the year unfolds, and together they....

What is Break-Even Analysis?

Break-even analysis identifies the exact level of revenue at which your business covers all its costs, the point where you....

What is Board and Investor Reporting?

Board and investor reporting is the structured financial and operational information provided to directors and investors on a regular basis,....

What is the Working Capital Ratio?

The working capital ratio, also called the current ratio, divides current assets by current liabilities to show whether the business....

What is a Working Capital Facility?

A working capital facility is a credit arrangement specifically structured to fund the short-term operational cycle of a business, bridging....

What is the difference between a Term Loan and Revolving Credit?

A term loan advances a fixed amount repaid on a set schedule; revolving credit provides a limit that can be....

What is Subordinated Debt?

Subordinated debt sits behind senior debt in the repayment hierarchy, meaning in a default or insolvency, senior lenders are repaid....

What is Solvency?

Solvency is the ability of a business to meet its financial obligations as they fall due, the threshold between a....